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Archery Equipment & Supplies Store

These stores concentrate on the sale of archery equipment and supplies, including bows, arrows, arm guards, chest guards, gloves, targets, cases and other gadgets. Their customers include bow hunters and individuals who practice archery as a hobby or competitive sport.

General Liability Insurance for Archery Equipment & Supplies Stores – Customers of archery equipment and supplies stores could be injured from toppling merchandise if merchandise and displays are not properly secured. If customers are allowed to try out the equipment before purchasing it, injury risks will be increased. Walk spaces between aisles and displays should be adequate for easy passage and floor coverings should be in good repair. Product liability may be a concern if a customer is injured as a result of defective equipment. All manufacturer’s instructions and warnings should be provided with the sale of any archery equipment and supplies.

Workers’ Compensation Insurance for Archery Equipment & Supplies Stores – Employees of archery equipment and supplies stores may be injured when lifting heavy items or boxes of stock. Training should be provided to teach proper lifting techniques. Other injuries include cuts from using box cutters or razor blades when opening boxes. Stockrooms should be organized in order to prevent trip and fall hazards. If employees are responsible for demonstrating the bows and other archery equipment to customers, additional training should be provided.

Business Auto Insurance for Archery Equipment & Supplies Stores Archery equipment and supplies stores should have low business auto risks unless they travel to competitions or other related events. In that case, if employees drive their own vehicles, they should be required to carry sufficient Personal Auto liability coverage. MVRs should also be run for all drivers. Liability increases as the radius of travel increases.

Property Insurance for Archery Equipment & Supplies Stores Archery equipment and supplies stores should have stock rooms that are orderly with adequate aisle space to help reduce the spread of fire. Stock should not block fire exits. Trash and excess packing materials should be thrown out on a daily basis in order to reduce the fire load. Smoke detectors and alarms should be in place to reduce fire risks.

Crime Insurance for Archery Equipment & Supplies Stores – Credit card and check fraud are possible crimes that could occur at archery equipment and supplies stores. Stores should have sufficient equipment for identifying fraudulent payments. Making daily bank deposits will help prevent burglary and robbery risks. Checking references and criminal backgrounds prior to hiring new employees can help prevent employee theft.
 

Insurance Policies To Consider:

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