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These stores sell supplies for painting, drafting, sculpting and other artistic hobbies and professions. Stores may specialize in selling supplies for one or several types of art, such as painting, but they all carry art and drafting supplies. Products for sale may include pastels, colored pencils, paper, paintbrushes, drafting tables and framing supplies.

General Liability Insurance for Art & Drafting Supplies Stores – Art and drafting supplies stores should be designed to provide ample walk space and merchandise and supplies should be stacked neatly on shelves. Products that could be a danger to children, such as paint and scissors, should be stored on higher shelves so they will be out of reach. Floors should be cleaned everyday to prevent trip and fall hazards.

Workers’ Compensation Insurance for Art & Drafting Supplies Stores – Employees of art and drafting supplies stores may injure their backs when lifting heavy boxes or when putting out stock. Merchandise may fall and injure employees if not properly secured on sturdy shelving. Stores and stockrooms should be neat and organized to prevent trip and fall injuries to employees.

Business Auto Insurance for Art & Drafting Supplies Stores – Business auto risks for art and drafting supplies stores should be low. Employees who are responsible for making the daily bank deposits should have good driving records. Risks will be reduced if MVRs are run every year for all employees who are responsible for driving.

Property Insurance for Art & Drafting Supplies Stores – Art and drafting supplies stores sell flammable items such as paint, adhesives, and paint thinners. Faulty wiring is another contributing factor to the fire risks. Electrical systems should be adequate for usage and up to date. A central station alarm system should be in place as part of a security system.

Crime Insurance for Art & Drafting Supplies Stores – Robbery risks can be reduced for art and drafting supplies stores by keeping cash registers away from entry and exit doors. Conducting unscheduled can prevent employee theft of merchandise but frequent inventory counts. Cash registers should also be monitored and excess cash should be placed into a safe until deposited at the bank.