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These stores primarily sell novelty balloons and may also sell party supplies such as streamers and banners. Helium tank rentals may also be available for customers. Customers typically choose deflated balloons and workers inflate the balloons at the time of the sale. Balloons created especially for holidays, birthdays, parties and weddings are usually available at these establishments. Other services may include creating balloon arrangements.

General Liability Insurance for Balloons – Novelty Stores – Balloon and novelty stores should maintain a clean and clutter free environment to ensure customer safety. Flooring should be free of defects and other trip and fall hazards. Merchandise displays should be adequately spaced to allow sufficient walking space. Outdoor areas and entryways should be free of debris and in good condition.

Workers’ Compensation Insurance for Balloons – Novelty Stores – Employees of balloon and novelty stores may trip and fall if good housekeeping is not enforced. Back injuries may also occur to employees while lifting heavy items such as helium tanks or boxes of stock. Scissors may be used to cut the strings when making balloon arrangements and they should be covered when not in use.

Business Auto Insurance for Balloons – Novelty Stores – Business auto risks should be low for balloon and novelty stores unless delivery services are offered. If the business owns vehicles, risks can be reduced if they are recent model vehicles that are regularly inspected and serviced. Driving records should be checked prior to allowing driver status. Guidelines and limitations should be set for use of cell phones while driving.

Property Insurance for Balloons – Novelty Stores – Shoplifting risks in balloon and novelty stores can be minimized by the use of surveillance techniques including closed circuit TVs, sight expanding mirrors, and two way mirrors. Fire risks are also a concern at balloon and novelty stores. Smoke detectors and fire extinguishers should be in place to reduce fire risks.

Crime Insurance for Balloons – Novelty Stores – Dishonest employees of balloon and novelty stores may steal money or merchandise from the store. Employee theft can be better controlled if procedures require separate employees to coordinate activities in order to complete certain tasks. Burglary risks can be reduced by the use of burglar alarms, outside lighting, and double cylinder deadbolt locks.