Small Business Insurance That is Competitively Priced and That Provides the Gold Standard in Protection in 3 Fast and Easy Steps

• Complete Quick Quote Form in about 2 minutes
• An experienced insurance agent will call you for phone quote
• Accept quote and coverage confirmation may be emailed in minutes.

These shops sell banners and flags that are mostly made of nylon and are for outdoor use. Products may include flags used for display on houses and poles, custom-made banners, windmills, wind spinners, pennant strings, custom-made signs, patriotic decorations and flagpoles. Types of flags may include country flags, state flags and decorative flags.

General Liability Insurance for Banners & Flags Shops – The premises liability risks for banners and flags shops are those that are normal for retail establishments including trips, slips and falls, toppling merchandise and displays, and contact with sharp objects. All customer accessible areas should be neat, clean, and free of clutter. Tripping hazards should be corrected immediately. 

Workers’ Compensation Insurance for Banners & Flags Shops – Employees may be injured at banners and flags shops due to trips and falls if floors are not in good condition and storage areas are not organized. Flagpoles and other merchandise may fall if not properly displayed and secured. Management should ensure safety procedures are followed.

Business Auto Insurance for Banners & Flags Shops – Banners and flags shops should not have a significant auto exposure since business travel should be limited to occasional errands and daily bank deposits. MVRs should be run for any employee who has such responsibilities. Requiring those employees to carry satisfactory Personal Auto insurance can lessen business auto risks.

Property Insurance for Banners & Flags Shops – Businesses that are connected to banners and flags shops should be separated by firewalls to help reduce fire risks. Adequate fire extinguishers should be installed at banners and flags shops and all employees should be trained in their usage. Smoke detectors and alarms should be in place as well. Exit doors should be easily accessible and should not be locked.

Crime Insurance for Banners & Flags Shops – Employees who are responsible for making bank deposits for banners and flags shops should not be authorized to reconcile bank statements. Shops can be targets for burglars if they are not well lit, if they have close cover such as shrubs and other visual obstructions, and if they have unprotected windows and doors without proper locks or bars.