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Bath shops specialize in the sale of items used in bathrooms, such as soaps, towels, shower curtains, toothbrush holders, mats, bathroom storage containers, and the like. Toiletry and cosmetic items commonly stored and used in domestic bathrooms, such as lotions, bath gels, bath salts and fragrances, may also be sold in these stores.

General Liability Insurance for Bath Shops – Bath shops should be arranged in an organized manner to allow customer traffic to flow freely. Any damaged displays or furnishings that cannot be immediately fixed or removed should be tagged with a warning instructing they should not be used. Good housekeeping practices will help prevent customer injuries. Bath shops that are open at night should have well lit parking areas.

Workers’ Compensation Insurance for Bath Shops – Cases of items like bath gels and lotions can be heavy and bath shop employees can suffer from back injuries if proper lifting techniques are not used. A buddy system or conveyance device such as a hand truck should be used when lifting heavy and bulky items. Employees may also have allergic reactions to some of the lotions or fragrances sold. A first aid kit should be readily available to all employees.

Business Auto Insurance for Bath Shops – Business auto risks for bath shops will involve employees who run errands for the store. Bank deposits should also be made everyday. The distance of the bank from the shop will affect auto risks. Bath shop managers should run MVRs for all potential drivers before permitting an employee to drive on company time.

Property Insurance for Bath Shops – Shoplifting risks in bath shops can be minimized by a number of controls. It is essential that the employees maintain full visibility of the merchandise by having an intelligently designed layout with plenty of aisle space. Fire risks for bath shops can be reduced by the use of a central station smoke alarm system. Wiring and electrical systems should be updated if they are over 20 years old.

Crime Insurance for Bath Shops – Bath shops can minimize check fraud by verifying the name on the card with another form of identification. Also, the signature on the receipt should be checked against the signature on the back of the card as well as by electronic verification. Check requiring at least two forms of identification and also using electronic verification services can prevent fraud. Employee dishonesty can be prevented if bath shops use detailed applications and check references prior to hiring new employees.