Small Business Insurance That is Competitively Priced and That Provides the Gold Standard in Protection in 3 Fast and Easy Steps

• Complete Quick Quote Form in about 2 minutes
• An experienced insurance agent will call you for phone quote
• Accept quote and coverage confirmation may be emailed in minutes.

Book binding businesses specialize in binding books, pamphlets, magazines and other print media products that have been printed elsewhere. Their services may include card beveling; gilding, bronzing, edging, decking and embossing for books, cards and paper; display mounting; map and swatch mounting and paper cutting. Book binding establishments may also provide rebinding and book repair services.

General Liability Insurance for Book Binders – The chances of an injury occurring on-site is low since public access is usually prohibited at these operations. However, injuries can occur if tours are provided to the public. Good housekeeping requires visitor areas to be neat and orderly, free of obstructions and debris, defect free floor coverings, and daily vacuuming and sweeping of floors. Book binding operations may also be liable for the negative impacts their adhesives and solvents could have on the environment if they are not properly disposed of.

Workers’ Compensation Insurance for Book Binders – Workers are subject to injuries and health problems from the use of chemicals, adhesives and machinery as well as exposure to dust. The building should be well ventilated to prevent breathing problems. Repetitive motion injuries may occur as well. Book binder employees should be careful when lifting heavy stacks of books in order to prevent back injuries from occurring.

Business Auto Insurance for Book Binders – There is a risk of automobile accidents if hired or non-owned vehicle use is required for work purposes. Business travel may result from book binders employees running errands to the post office, bank, or supply stores; making service or delivery calls to customer's premises. This risk is elevated if personal use policies are not defined or if vehicles are not properly maintained.

Property Insurance for Book Binders – The risk of fire in book binding operations is high due to the use of flammable adhesives, the presence of machinery and wiring and the presence of combustible materials such as paper, fabric, thread and cardboard. Heat, moisture, water and smoke can do much damage to materials stored in book binding operations. There is especially a concern if copies of computer data, book information and accounts receivable information are not kept off-site. A central station smoke alarm system should be installed as part of a security system and approved fire extinguishers should be strategically placed throughout the premises.

Crime Insurance for Book Binders – The main crime concern at book binding operations is the potential for employees to steal from their employers. This is especially a risk if the operation does not conduct regular audits or assign billing, disbursement and ordering duties to different people. Cash, checks, and credit card receipts should be kept in a fire and theft resistant safe until the bank deposit is made for the day. All incoming checks should be immediately stamped “for deposit only”.