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These businesses sell caskets and coffins, plus crates and cases used to ship caskets and coffins. They may offer simple metal or wood coffins or specialize in custom-made coffins adorned with painted images or made with special materials. Pet coffins may be available. Online or telephone orders may take place and delivery services are usually offered.

General Liability Insurance for Burial Caskets/Coffins/Shipping Cases Stores – Stores should make sure the caskets, coffins, and shipping cases are defect free in order to prevent hazards to customers. Displays should be sturdy and floor coverings should be clean and free of defects as well. Exits should be visible and clearly marked. Parking lots, sidewalks, and other outdoor pathways should be free of holes and uneven areas.

Workers’ Compensation Insurance for Burial Caskets/Coffins/Shipping Cases Stores – Back injuries may occur when employees lift heavy caskets, coffins, or shipping cases. A buddy system should be used when lifting such items. Conveyances such as dollies and hand trucks should also be used in order to prevent strains and back injuries. Open caskets and coffins could slam shut and injure employees’ hands and fingers. First aid kits should be readily available.

Business Auto Insurance for Burial Caskets/Coffins/Shipping Cases Stores –Burial Caskets/Coffins/Shipping Cases Stores that offer delivery services will have an increased risk of auto accidents due to the amount of time spent on the road. A written driver safety program should be enforced that lays out management’s no nonsense attitude towards safety with an expectation that all safety rules will be complied with and a zero tolerance for deviation of rules and accidents. Risks can also be controlled by running MVRs on all drivers prior to employment and each year thereafter. Delivery vehicles should be inspected and serviced often.

Property Insurance for Burial Caskets/Coffins/Shipping Cases Stores – Burial Caskets/Coffins/Shipping Cases Stores that are located in buildings that are over 20 years old should have the wiring and electrical systems updated to help reduce fire risks. Buildings that are constructed of fire restive and masonry non-combustible materials will have a lower risk of fire. Heating and air conditioning systems should be safely located and properly maintained.

Crime Insurance for Burial Caskets/Coffins/Shipping Cases Stores – Burial Caskets/Coffins/Shipping Cases Stores should require separate employees to coordinate activities in order to complete certain tasks. A division of duties allows for a check and balance where one employee cannot steal without being in collusion with another employee. All issued checks should require a countersignature as well.