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Calculator stores sell small office equipment for mathematical and accounting purposes, such as calculators, adding machines, billing machines, bookkeeping machines, cash registers, credit account registers, change-making machines and point-of-sale machines, to individuals and small businesses. Repair services for machines may be offered on the store's premises.

General Liability Insurance for Calculator Stores – Calculator stores should implement an inspection and maintenance program for regular upkeep of parking lots, sidewalks, and doorways. Case law requires business premises to comply with local codes and ordinances and be regularly inspected for hazards with appropriate corrective action taken to address hazards. Calculator stores should practice good housekeeping to ensure all areas are neat, clean, and free of clutter. Merchandise should be easily reachable to prevent customer falls. Heavier merchandise should be on the floor or lower level shelving.

Workers’ Compensation Insurance for Calculator Stores – Calculator store employees may be injured as a result of electrical shocks, shelving collapse, or trips and falls. Electrical wiring and cords should be out of the way or covered with mats or tape. Shelving should be adequate and sturdy in stockroom areas as well as in the store to prevent shelving collapse. Stockrooms should be organized to prevent trips and falls. Back injuries are another possibility when lifting heavy boxes or office equipment at calculator stores and employees should be trained in proper lifting techniques.

Business Auto Insurance for Calculator Stores – Employees of calculator stores who are responsible for driving to places such as the bank everyday should be required to maintain acceptable driving records. Risks can be further reduced if such employees are required to carry sufficient Personal Auto Liability insurance.

Property Insurance for Calculator Stores – Employees of calculator stores should be trained how to correctly respond in the event of a fire. Smoke alarms and fire extinguishers should be in place. Wiring problems can result in a fire such as overloaded circuits and frayed wires. The use of extension cords should be forbidden. All wiring should be inspected every week and problem areas should be corrected immediately. A licensed electrician should make any necessary repairs.

Crime Insurance for Calculator Stores – Burglars target businesses that are vulnerable upon first inspection. Calculator stores should be well lit, should have protected windows and doors with proper locks and bars, and should have no visual obstructions such as shrubs. Frequent inventory audits should be performed to reduce employee theft. The amount of cash in the cash registers should be minimized as well.