Small Business Insurance That is Competitively Priced and That Provides the Gold Standard in Protection in 3 Fast and Easy Steps

• Complete Quick Quote Form in about 2 minutes
• An experienced insurance agent will call you for phone quote
• Accept quote and coverage confirmation may be emailed in minutes.

Camera repair shops are businesses that specialize in the repair of cameras. They may fix customers' film cameras, digital cameras, lenses, camcorders and/or other video or photography equipment.

General Liability Insurance for Camera Repair Shops – Safety is a concern for customers who visit camera repair shops if the flooring, aisles, parking lots or sidewalks of shops are hazardous. In addition, lawsuits could arise if photographic equipment is improperly repaired and causes personal injury or property damage to customers. For this reason, both formal training and structured on the job training are a must to reduce the likelihood of errors.

Workers’ Compensation Insurance for Camera Repair Shops – The Workers’ Compensation risks involves on-the-job injuries to workers during camera repair activities. This may include cuts, burns and back injuries due to heavy lifting. On the job training is crucial for all employees to ensure proper usage and handling of repair tools.

Business Auto Insurance for Camera Repair Shops – Automobile accidents are a concern only if workers are required to drive as part of their work duties, such as if the operation offers camera pick-up and delivery services. The overall exposure will be lower for camera repair shops, if most clients travel to the business premises.

Property Insurance for Camera Repair Shops – Fire hazards may be a concern if electrical equipment is used to repair cameras. Contents such as cameras are sensitive and highly susceptible to damage from smoke, heat, and water. A small fire can result in a total loss to cameras and other types of photography equipment. Theft is also an issue since valuable cameras may be stored in the repair shop. Since camera repair shops possess their customers’ photographic equipment while it is being repaired, shops could be held liable if the equipment is lost or stolen.

Crime Insurance for Camera Repair Shops – There is a possibility that employees of camera repair shops could steal money or equipment from their employer or from their customers. This possibility is especially high if payment procedures are not monitored. Internal audits should be conducted at camera repair shops on a frequent and irregular basis in order to prevent employee theft.