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Clock stores sell a variety of timepieces to customers, from watches to Grandfather clocks. Clocks for sale at these establishments may include battery-powered watches, alarm clocks, sundials, cuckoo clocks, modern wall-mounted clocks, digital clocks and clock radios. Orders may be taken by telephone or on the Internet. The stores may offer clock repair services as well.

General Liability Insurance for Clock Stores – Clock stores should maintain parking lots, sidewalks, and other outdoor pathways to prevent trip and fall hazards to customers. Appropriate corrective action should be taken to address hazards. Snow and ice should be removed when necessary. Clocks and other merchandise should be displayed on sturdy shelving and secured wall hangers in order to prevent shelving collapse and toppling merchandise. Floor coverings inside clock stores should be dry, clean, and defect free.

Workers’ Compensation Insurance for Clock Stores – Clock stores that offer repair services will have increased risks of employee injuries. Repetitive motion injuries or eyestrain could occur. Clock store employees could also be injured from the tools used during repairs. Proper lifting education and training should be provided for lifting heavy or awkward items.

Business Auto Insurance for Clock Stores – Clock store employees who drive their own vehicles to places such as the supply store, bank, or post office should have good driving records. Running MVRs every year can reduce business auto risks. The radius of travel should be limited in order to minimize the risks of auto accidents.

Property Insurance for Clock Stores – Clock stores should have smoke detectors and fire extinguishers in place to reduce fire risks. Employees should be trained to use the fire extinguishers. Stockrooms should be orderly with adequate aisle space to help reduce the spread of fire. Stock should not block fire exits. Electrical systems should be adequate for usage and up to date.

Crime Insurance for Clock Stores – A philosophy of aggressive prosecution can be a deterrent to employee theft at clock stores. Each employee should be required to sign a statement acknowledging the prosecuting policy for any employee caught engaging in theft. Theft of money and securities by outsiders either from robbery, burglary, or hold up of bank courier can be prevented by the use of safes to limit cash kept in the registers, central station alarms, and frequent bank drops.