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Dental laboratories are facilities that produce dentures, crowns, bridges, artificial teeth and orthodontic appliances for dentistry professionals. Dentists place orders to dental laboratories for items that are personalized for particular patients.

General Liability Insurance for Dental Laboratories – The biggest liability concern of dental laboratories is product liability. Lawsuits could arise if artificial teeth and related products injure consumers or do not fit properly. Areas where work is being performed should be separated from visitor areas and designated by conspicuous "Employees Only" signage. Any visitor that does enter the "Employees Only" area should be accompanied and supervised by an employee at all times.

Professional Liability (Errors and Omissions) Insurance for Dental Laboratories – Errors made by technicians in the design and construction of tooth products can result in lawsuits. The risk is especially high for dental laboratories, if workers do not have adequate training or experience.

Workers’ Compensation Insurance for Dental Laboratories – Dental laboratory workers may become injured as a result of exposure to dust and chemicals. Their risk is great if they do not wear protective gear and clothing. Appropriate respiratory equipment, eye protection, face shields, gloves, and hearing protection must be worn. Material Data Safety Sheets (MSDS) for all hazardous substances must be kept nearby for all workers to review as part of the OSHA mandated hazard communication program.

Property Insurance for Dental Laboratories – Property damages can result from the improper use of machinery. Dental laboratories typically use small furnaces, molten metal and vulcanizing processes, so overheating is a concern. Loss of customers’ existing dentures could occur, especially if workers do not keep track of items. Specialized inland marine property coverages will likely be needed such as electronic data processing hardware, software, media, and information; personal property of others; glass coverage; and sign coverage.

Crime Insurance for Dental Laboratories – The primary crime risk at dental laboratories is employees who steal money from their employer. References should be checked prior to hiring new employees. Inventory should be controlled with regular audits. Checks received should immediately be stamped “for deposit only” and bank deposits should be made daily.