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Electrotyping

Electrotyping businesses manufacture metal printing plates that are used in letterpresses. The process involves pouring copper over a wax impression of the type to create a thin shell, then pouring metal over the imprinted copper to create the plate. Electrotyping establishments sell their products to printing and publishing companies that use letterpresses for their printing needs.

General Liability Insurance for Electrotyping Operations – Since customer access is typically limited to a waiting area, the chances of on-site injuries occurring are low. The premises liability risks are those that are normal for service exposure including trips/slips/falls, contact with sharp objects, and toppling merchandise and displays. The visitors primarily consist of clients, vendors, and salespeople. Electrotyping operations may damage the environment if waste is not disposed of properly.

Professional Liability (Errors and Omissions) Insurance for Electrotyping Operations – The primary Errors and Omissions risks for electrotyping operations involve mistakes made in the type that is set in printers. There is a high risk of errors occurring if copy is not reviewed and approved before the type is set.

Workers’ Compensation Insurance for Electrotyping Operations – Workers of electrotyping operations are at risk of sustaining a variety of injuries and health problems, which could result from exposure to heat, chemicals and heavy machinery. Employees of electrotyping operations must receive formal training and on the job training on how to properly operate each machine and handle the chemicals. Back injuries could also occur due to heavy lifting.

Business Auto Insurance for Electrotyping Operations – There is a high risk of automobile accidents occurring if employees pick up equipment and deliver products as part of their work. Risk is high if employees of electrotyping operations have poor driving records or are not properly trained to drive certain vehicles, or if vehicles are not in good condition.

Property Insurance for Electrotyping Operations – Since electrotyping operations use machinery that reaches extremely high temperatures and flammable solvents are present, the risk of loss due to fire and overheating is high. Smoking should be prohibited inside the building of electrotyping operations. Damages are more likely to occur if machinery is not monitored or automatic shutoff procedures are not in place.

Crime Insurance for Electrotyping Operations – Employees of electrotyping operations may steal money from their employers. This is more likely to happen if ordering, billing and disbursement activities are not conducted by separate people or if reconciliations and audits are not regularly completed.

Insurance Policies To Consider:

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