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These stores sell equipment and supplies for the sport of fishing, including rods, bait, tackle and nets. They may carry fishing supplies exclusively or carry other sporting goods as well. Equipment trade-ins, repairs and used equipment sales may be offered. The stores may organize fishing excursions and events for their customers.

General Liability Insurance for Fishing Equipment & Supply Stores – Aisle space in fishing equipment and supply stores should be kept clean and wide enough to pass through safely. Store fixtures and displays should be secure to prevent tip over. Sharp objects such as filleting knives and fishing hooks should be stored properly and customers should be warned to handle them cautiously. As with other retail locations, public restrooms and customer areas should be kept sanitary and all spills should be cleaned up immediately and indicated with proper signage.

Worker’s Compensation Insurance for Fishing Equipment & Supply Stores – Employees of fishing equipment and supply stores are at risk of personal injury, unless safety procedures are followed. Most injuries will probably occur from moving inventory. All employees should be trained in proper lifting methods to avoid back injury or strain. Floor areas should be kept clear to avoid falls and proper shoes should be warn at all times. Appropriate ladder procedures should be used, if the need arises. Ladders should be appropriate for the intended job and stored properly when not being used.

Business Auto Insurance for Fishing Equipment & Supply Stores – Any need for employees to travel for a fishing equipment store would probably pertain to daily post office or banking errands. If employees are using their own vehicles, they need to have their MVR’s checked and carry a minimum amount of Personal Auto insurance coverage.

Property Insurance for Fishing Equipment & Supply Stores – Fire is a concern for most retail store locations. Proper steps should be taken to ensure that all flammable materials are stored properly. Trash and unnecessary packing materials should be removed regularly to further reduce the risk of fire. Customer theft can be a problem, due to the small size of many fishing related items. Expensive reels, knives, binoculars and other accessories should be kept near the cash register in fishing equipment and supply stores or in a location that requires employee assistance.

Crime Insurance for Fishing Equipment & Supply Stores – Employee theft can be avoided by following risk management procedures. All employees of fishing equipment and supply stores should undergo thorough background and reference checks before hire. Banking responsibilities should be distributed, with different employees responsible for bank deposits and account reconciliation. Credit card and check fraud is also on the rise and employees should be trained in spotting fraudulent transactions. All cash should be removed from the premises daily – with times varying to avoid robbery.