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These stores sell glass sheets that are cut to size and installed in mirrors, buildings and automobile windows and other projects for customers. Types of glass offered include window glass, plate glass and safety glass. In preparing glass sheets for customers, glass store workers may buff, bevel, silver and polish glass. Related items such as window hardware and window screens may be sold. Glass repair services may be offered.

General Liability Insurance for Glass Stores (Window, Plate, Mirror) – Glass Stores need to be laid out so as to have merchandise easily accessible to employees and be secured from being knocked over or broken by customers. Aisles should be wide and easily navigable, with floors being swept daily or after any accumulation of debris.

Workers’ Compensation Insurance for Glass Stores (Window, Plate, Mirror) – Employees of glass stores should be required to adhere to typical retail safety standards. Proper lifting techniques should be used when moving inventory. If ladders are needed, they should be used in accordance with manufacturer’s specifications and properly stored when not being used. If necessary, gloves and eye protection should be worn when moving or working with glass items.

Business Auto Insurance for Glass Stores (Window, Plate, Mirror) – Most risk will occur from deliveries being made by the glass store. If employees are operating company owned vehicles, they should have clean driving records and maintain a standard of acceptable conduct. If employees are using their own vehicles to conduct deliveries or business errands, they should be required to carry a minimum amount of Personal Auto insurance coverage – usually $300,000 combined single limits.

Property Insurance for Glass Stores (Window, Plate, Mirror) – Cleaning products and adhesives used in hanging mirrors and glass can be extremely flammable. They should be stored in appropriate containers away from paper products or other flammable materials. The risk of customer theft for glass stores is low – as merchandise is not easily removed from the premises.

Crime Insurance for Glass Stores (Window, Plate, Mirror) – Employee theft of monies and securities can be minimized. All employees should undergo rigorous background and reference checks before hire at Glass Stores. Banking tasks should be divided and counter signatures required for all checks. Additionally, any employee involved in banking procedures should be required to take at least one weeks vacation per year. To prevent outside robbery, all cash should be deposited in the bank daily. If possible, large amount of excess cash should not be kept on hand.