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These stores sell a variety of items made from glass, such as drinking glasses, vases, dishes, nic nacs, china and other decorative items. Products are manufactured elsewhere. Stores may specialize in one type of glassware, such as dishes, or sell a variety of breakable products.

General Liability Insurance for Glassware, Ceramics, Pottery & China Stores – Merchandise at glassware, ceramics, pottery, and china stores should be strategically placed so it is accessible to customers, but not easily knocked over and broken. This could result in injury to the customers. Walkways should be spacious and cause no potential for falling. Good housekeeping requires daily vacuuming and sweeping of floor coverings in order to maintain a neat and orderly store. Sidewalks and parking lots should be free of debris and defects, such as cracks, holes, and trash. Products imported from foreign countries will increase the risk of products liability.

Workers’ Compensation Insurance for Glassware, Ceramics, Pottery & China Stores – Glassware, ceramics, pottery and china store employees could be cut if items are broken. Injury may also result from lifting heavy objects. Employees should be trained to properly handle and lift the stock. The proper use of stools and stepladders should be taught when reaching merchandise on high shelves. All manufacturers’ warnings must be heeded about the set up and use of stools and stepladders in order to prevent employee injury.

Business Auto Insurance for Glassware, Ceramics, and Pottery & China Stores – Employees of glassware, ceramics, pottery and china stores may drive to run errands or possibly attend trade shows. If the employees drive their own vehicles for business use, they should be required to carry Personal Auto Liability insurance with at least $300,000 combined single limits.

Property Insurance for Glassware, Ceramics, Pottery & China Stores – Due to the extreme fragile nature of the products at glassware, ceramics, pottery, and china stores, breakage can occur during a fire when firemen are present. Fragile products must be packaged with extra materials to prevent breakage. The extra packing materials can increase the fire hazard. Trash should be removed on a daily basis to help reduce the fire load. Glassware, ceramics, pottery, and china stores should also be equipped with security systems and surveillance cameras or mirrors to help prevent theft.

Crime Insurance for Glassware, Ceramics, and Pottery & China Stores – Employees may be more apt to steal when valuable items are sold. Routine inventory checks should be performed to prevent employee theft. Theft of money and securities may occur as a result of dishonest employees or burglars. A central station alarm system should be in place and outside lighting should be adequate for glassware, ceramics, pottery and china stores. Deposits should also be made daily in addition to regular monitoring of all cash on hand.