Small Business Insurance That is Competitively Priced and That Provides the Gold Standard in Protection in 3 Fast and Easy Steps

• Complete Quick Quote Form in about 2 minutes
• An experienced insurance agent will call you for phone quote
• Accept quote and coverage confirmation may be emailed in minutes.

These stores sell equipment and supplies related to golfing, including golf clubs, golf balls, bags, shoes and clothing. Golf competitions, events, excursions and/or classes may be offered or sponsored by these stores. They may sell golfing equipment exclusively or sell other sporting goods as well. Equipment rental may be a part of their services, and they may be located on golf courses.

General Liability Insurance for Golf Equipment & Supply Stores – Golf equipment can pose a risk to customers while in the store. Employees should be instructed to help customers as much as possible. If necessary, a separate area should be designated for the trial of golf clubs. The area should be well away from other merchandise and clearly indicated to other customers to avoid hitting another person or object with a swinging golf club. Customers should also be assisted when handling bulky golf bags or other training apparatuses. Aisles should be kept clear and wide enough to move through safely in golf equipment and supply store. Heavy equipment should be kept on lower shelves and pushed back from the edges to reduce the risk of injury. Care should be taken during sponsored golf outings to properly supervise participants to reduce injury risk.

Workers’ Compensation Insurance for Golf Equipment & Supply Stores – Employees of golf equipment and supply stores run the risk of injury from handling bulky or heavy golf related products. Proper lifting techniques should be taught and enforced to prevent back injury. Ladders may be needed to access merchandise on higher shelves. Typical ladder safety procedures should be used at all times and ladders should be properly stored out of the way when not in use.

Business Auto Insurance for Golf Equipment & Supply Stores – There is very little risk of Business Auto claims, as most golf equipment and supply stores do not offer delivery service or need to travel to pick up equipment. If employee travel is necessary, MVR’s should be checked regularly and all company vehicles should be in good working order.

Property Insurance for Golf Equipment & Supply Stores – Customer theft is a risk in golf equipment and supply stores. While much of the merchandise would be difficult to get out the front door undetected, the value of such items will lead some customers to try. Smaller items, such as golf balls or electronic training equipment may be easier to remove. Expensive pieces of merchandise should be electronically tagged and the use of security cameras is advised.

Crime Insurance for Golf Equipment & Supply Stores – Employee theft of inventory is often easier than customer theft, especially by employees who hold keys to the building or are responsible for opening and closing the store. Security cameras and frequent inventory checks are two ways of reducing risk for golf equipment and supply stores.  Fraud from outsiders is also a concern and all employees should be trained to properly identify fraudulent credit card or check transactions.